Many integrative practitioners choose to “opt out” of insurance, leaving their patients to pay their bills out of pocket. By doing so, the physician has the freedom to practice in any way they desire, and it removes all of the regulation that is attached to accepting insurance. Often this equates to a better experience for the patient, and the physician, of course, can make better money while seeing fewer patients, so their own quality of life is improved.

Dr. Carine has chosen to continue to take insurance for the financial benefit of her patients. She feels that children need quality preventative care, and that not accepting insurance would limit the amount of prevention she would be able to provide. Therefore, as outlined above, there are pressures placed on this office that we must work around.


Helpful Insurance Information

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We accept most of the big name insurance companies, but we urge families to email/fax us copies (front and back) of your primary, secondary, tertiary and/or Medicaid insurance. Without ALL of your insurance information, we cannot properly inform you.

In addition, you should call your insurance (or check online) to see if your particular plan lists our practice as an “in network” provider. When you find us listed on a plan, or call your insurance to confirm, we recommend documenting the date, time, and representative you speak with.

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It is the patient’s responsibility, at all times, to know their insurance policy.

Patients should be aware of their benefit coverage, including:

  • Which physicians are contracted with their plan

  • Covered and non-covered benefits

  • Authorization requirements

  • Cost-share info (deductibles, co-insurance, co pays)

If you are not familiar with your plan coverage, we recommend you contact your carrier directly. If your insurance company requires you to choose a primary care provider (PCP), it is the patient’s responsibility, at all times, to notify them prior to your visit to ensure that you have authorization for your visit with us.


Has your insurance changed?

If your insurance has changed, please update our office immediately by emailing us (front + back) copies of your new insurance card(s).